Your Advocate: Your Foreclosure Defense Lawyer in Downers Grove

by | Aug 25, 2022 | Lawyers & Law Firms

Your Foreclosure Defense Lawyer For Saving Your Home in [GEO]

If you are facing the prospect of losing your home, then chances are there are a lot of conflicting emotions going through your head. You are probably wondering if there is any way to escape this foreclosure and be able to get on with your life and keep your home. Well, surprisingly, there actually is a way. A Downers Grove Foreclosure Defense Lawyer knows a lot of different defenses and angles to take to help you keep your home even if you are a bit behind on your payments. Consider the following:


The first thing a Downers Grove Foreclosure Defense Lawyer will do is ensure that the lender followed all of the state procedures when they began the foreclosure proceedings. Did they notify all of the parties? If they didn’t do this, you will win the case and the mortgage company will have to do the foreclosure proceedings all over again, and that will at least buy you more time to get out of default.

Another thing that a foreclosure defense lawyer will look for is whether the mortgage company has deceived you or done anything in violation of the Truth in Lending (TILA) Act. If they have not disclosed the proper payment schedule, the annual percentage rate, and anything else pertinent to the mortgage, a good lawyer can challenge the foreclosure on behalf of the borrower.

Military Personnel on Active Duty

According to the Servicemembers Civil Relief Act (SCRA), if your home is being foreclosed on while you are on active duty, you are allowed to ask the court for a postponement of the proceedings for as long as nine months.

Mistakes and Errors in Mortgage Payments

If your mortgage payments contain errors and mistakes, then you can file to have your foreclosure proceedings stopped. Only the original holder of the mortgage can enforce foreclosure proceedings, and if the mortgage has been sold several times, there is a good chance that the current owner of the mortgage doesn’t know to who it belongs.

As you can see, there are several defenses to a foreclosure, and that is one of the main reasons why this firm highlights THE FORECLOSURE DEFENSES THAT CAN HELP SAVE YOUR HOME,

Covert Marrero Covert LLP firm will do whatever it takes to help you save your home, so give them a call today.

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